An Indian man walks into a bank in New York City and asks for the loanofficer. He tells the loan officer that he is going to India onbusiness for two weeks and needs to borrow $5,000.The bank officer tells him that the bank will need some form ofsecurity for the loan, so the Indian man hands over the keys of a newFerrari parked on the street in front of the bank. He produces thetitle and everything checks out. The loan officer agrees to accept thecar as collateral for the loan.
The bank’s president and its officers all enjoy a good laugh at theIndian for using a $250,000 Ferrari as collateral against a $5,000loan.An employee of the bank then drives the Ferrari into the bank’sunderground garage and parks it there.
Two weeks later, the Indian returns, repays the $5,000 and theinterest, which comes to $15.41.The loan officer says, “Sir, we are very happy to have had your business, and this transaction has workedout very nicely,but we are a little puzzled. While you were away, wechecked you out and found that you are a multi millionaire. Whatpuzzles us is, why would you bother to borrow “$5,000″The Indian replies: “Where else in New York City can I park my car fortwo weeks for only $15.41 and expect it to be there when I return'”
Ah, the mind of the Indian………………!